If you have valuables that exceed your coverage limits but aren’t accounted for, you may need to purchase additional coverage to avoid a loss. Creating Your Household Inventory List Lets You Assess Your CoverageĪssessing the amount of homeowners insurance you carry every year can help you stay protected and avoid overpaying. The more organized you stay, the faster you can resolve your claim and receive reimbursement after a loss. Having your home inventory ready to go can also speed up the claims process. By doing so, you can provide documentation in the event you’ll need to dispute a claim. ![]() Here are the top reasons to take the time and fill one out: It Saves You Time After Filing a ClaimĬompleting home inventory for insurance purposes is critical for every homeowner. From helping you file a claim to assisting in the sale of your home, having an inventory list for your home is vital. There are many reasons why making a household inventory list is beneficial to you as a homeowner. Why Should You Complete a Home Inventory? Freedom Insurance Group recommends that every homeowner undertake this process to help stay better protected and to best understand their coverage needs. It’s now easier than ever to document, update, and file a household inventory list. ![]() Having an inventory list prepared is going to help you avoid many hassles in the aftermath of a loss and can provide many other benefits too. For homeowners, part of that preparation includes creating a home inventory of the valuables you wish to protect. Should a tragedy strike, you’re going to want to be ready.
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